MA vs UTF: Which Is the Better Dividend Stock?
As of Nov 9, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UTF offers the higher yield at 7.67%, MA has the higher dividend-safety score, and UTF looks like the better value (its fair-value estimate is 32% above its share price).
Key facts: MA vs UTF
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, Cohen & Steers Infrastructure Fund, Inc (UTF) has the higher forward dividend yield at 7.67%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 9, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UTF's B (76/100).
- By SmarterDividends' count as of Nov 9, 2026, MA has raised its dividend for 14 consecutive years and UTF for 1.
- As of Nov 9, 2026, MA pays out 18% of its earnings as dividends and UTF pays out 40%.
- As of Nov 9, 2026, MA's fair-value estimate is 24% below its share price and UTF's fair-value estimate is 32% above its share price, so UTF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UTF: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/ma-vs-utf
| Metric | MA | UTF |
|---|---|---|
| Forward yield | 0.53% | 7.67% |
| Annual dividend | $3.48 | $1.98 |
| Payout ratio | 18% | 40% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 0.1% |
| 5-yr total return | 107% | -7% |
| Dividend safety score | 89 (A) | 76 (B) |
| Fair value estimate | $499.25 | $34.05 |
| Upside to fair value | -24% | +32% |
| Frequency | quarterly | monthly |
| Market cap | $568.6B | $2.9B |
| P/E ratio | 34.2 | 5.4 |
Higher yield
UTF
7.67%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
UTF
+32% upside
MA vs UTF — FAQ
Is MA or UTF a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). UTF offers the higher yield (7.67%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or UTF?
UTF has the higher forward dividend yield at 7.67%, versus 0.53% for MA.
Is MA or UTF safer?
MA has the higher dividend-safety score (89/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UTF better value right now?
As of Nov 9, 2026, UTF looks like the better value: its fair-value estimate is 32% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.