MA vs UTF: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. UTF offers the higher yield at 7.77%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+2%).
| Metric | MA | UTF |
|---|---|---|
| Forward yield | 0.62% | 7.77% |
| Annual dividend | $3.48 | $1.92 |
| Payout ratio | 18% | 39% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 0.1% |
| 5-yr total return | 68% | -13% |
| Dividend safety score | 88 (A) | 76 (B) |
| Fair value estimate | $574.22 | $22.28 |
| Upside to fair value | +2% | -10% |
| Frequency | quarterly | monthly |
| Market cap | $497.3B | $2.8B |
| P/E ratio | 31.2 | 5.1 |
Higher yield
UTF
7.77%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
+2% upside
MA vs UTF — FAQ
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