MA vs VGM: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. VGM offers the higher yield at 8.24%, MA has the higher dividend-safety score, and VGM looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: MA vs VGM
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Invesco Trust for Investment Grade Municipals (VGM) has the higher forward dividend yield at 8.24%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 8, 2026, SmarterDividends grades MA's dividend safety A (89/100) and VGM's C (55/100).
- By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and VGM for 2.
- As of Nov 8, 2026, MA pays out 18% of its earnings as dividends and VGM pays out 250%.
- As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and VGM's fair-value estimate is 24% above its share price, so VGM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs VGM: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-vgm
| Metric | MA | VGM |
|---|---|---|
| Forward yield | 0.53% | 8.24% |
| Annual dividend | $3.48 | $0.78 |
| Payout ratio | 18% | 250% |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 13.7% | 4.8% |
| 5-yr total return | 107% | -31% |
| Dividend safety score | 89 (A) | 55 (C) |
| Fair value estimate | $499.25 | $11.70 |
| Upside to fair value | -24% | +24% |
| Frequency | quarterly | monthly |
| Market cap | $568.6B | $510.3M |
| P/E ratio | 34.2 | 30.4 |
Higher yield
VGM
8.24%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
VGM
+24% upside
MA vs VGM — FAQ
Is MA or VGM a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). VGM offers the higher yield (8.24%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or VGM?
VGM has the higher forward dividend yield at 8.24%, versus 0.53% for MA.
Is MA or VGM safer?
MA has the higher dividend-safety score (89/100 vs 55/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or VGM better value right now?
As of Nov 8, 2026, VGM looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.