ARDC vs HSBC: Which Is the Better Dividend Stock?
As of August 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. ARDC offers the higher yield at 10.91%, HSBC has the higher dividend-safety score, and ARDC trades at the larger discount to fair value (+85%).
| Metric | ARDC | HSBC |
|---|---|---|
| Forward yield | 10.91% | 3.63% |
| Annual dividend | $1.35 | $3.75 |
| Payout ratio | 141% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 2.4% | -13.8% |
| 5-yr total return | -23% | 297% |
| Dividend safety score | 45 (D) | 72 (B) |
| Fair value estimate | $23.10 | $136.28 |
| Upside to fair value | +85% | +31% |
| Frequency | monthly | quarterly |
| Market cap | $297.7M | $350.7B |
| P/E ratio | 12.9 | 14.7 |
Higher yield
ARDC
10.91%
Safer dividend
HSBC
Grade B
Faster growth
ARDC
2.4%
Better value
ARDC
+85% upside
ARDC vs HSBC — FAQ
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