BAC vs BAP: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and BAP are closely matched. BAP offers the higher yield at 4.14%, BAC has the higher dividend-safety score, and BAP looks like the better value (its fair-value estimate is 51% above its share price).
Key facts: BAC vs BAP
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Credicorp Ltd. (BAP) has the higher forward dividend yield at 4.14%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and BAP's C (58/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and BAP for 1.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and BAP pays out 54%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and BAP's fair-value estimate is 51% above its share price, so BAP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BAP: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-bap
| Metric | BAC | BAP |
|---|---|---|
| Forward yield | 2.59% | 4.14% |
| Annual dividend | $1.28 | $14.41 |
| Payout ratio | 28% | 54% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 4.6% |
| 5-yr total return | 11% | 195% |
| Dividend safety score | 85 (A) | 58 (C) |
| Fair value estimate | $63.64 | $524.85 |
| Upside to fair value | +29% | +51% |
| Frequency | quarterly | semiannual |
| Market cap | $341.0B | $27.6B |
| P/E ratio | 11.8 | 13.1 |
Higher yield
BAP
4.14%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAP
+51% upside
BAC vs BAP — FAQ
Is BAC or BAP a better dividend stock?
BAC and BAP are closely matched. BAP has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BAP?
BAP has the higher forward dividend yield at 4.14%, versus 2.59% for BAC.
Is BAC or BAP safer?
BAC has the higher dividend-safety score (85/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BAP better value right now?
As of Nov 8, 2026, BAP looks like the better value: its fair-value estimate is 51% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.