BAP vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAP (Credicorp Ltd.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAP offers the higher yield at 4.14%, BAP has the higher dividend-safety score, and BAP looks like the better value (its fair-value estimate is 51% above its share price).
Key facts: BAP vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Credicorp Ltd. (BAP) has the higher forward dividend yield at 4.14%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades BAP's dividend safety C (58/100) and HBCYF's C (56/100).
- As of Nov 8, 2026, BAP pays out 54% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, BAP's fair-value estimate is 51% above its share price and HBCYF's fair-value estimate is 40% above its share price, so BAP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAP vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bap-vs-hbcyf
| Metric | BAP | HBCYF |
|---|---|---|
| Forward yield | 4.14% | 2.29% |
| Annual dividend | $14.41 | $0.40 |
| Payout ratio | 54% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 4.6% | — |
| 5-yr total return | 195% | 214% |
| Dividend safety score | 58 (C) | 56 (C) |
| Fair value estimate | $524.85 | $24.43 |
| Upside to fair value | +51% | +40% |
| Frequency | semiannual | quarterly |
| Market cap | $27.6B | $298.7B |
| P/E ratio | 13.1 | 11.4 |
Higher yield
BAP
4.14%
Safer dividend
BAP
Grade C
Faster growth
BAP
4.6%
Better value
BAP
+51% upside
BAP vs HBCYF — FAQ
Is BAP or HBCYF a better dividend stock?
On the data, BAP wins more head-to-head categories (5 vs 2). BAP offers the higher yield (4.14%), while BAP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAP or HBCYF?
BAP has the higher forward dividend yield at 4.14%, versus 2.29% for HBCYF.
Is BAP or HBCYF safer?
BAP has the higher dividend-safety score (58/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is BAP or HBCYF better value right now?
As of Nov 8, 2026, BAP looks like the better value: its fair-value estimate is 51% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.