BAP vs MA: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAP and MA are closely matched. BAP offers the higher yield at 4.14%, MA has the higher dividend-safety score, and BAP looks like the better value (its fair-value estimate is 51% above its share price).
Key facts: BAP vs MA
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Credicorp Ltd. (BAP) has the higher forward dividend yield at 4.14%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 8, 2026, SmarterDividends grades BAP's dividend safety C (58/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 8, 2026, BAP has raised its dividend for 1 consecutive years and MA for 14.
- As of Nov 8, 2026, BAP pays out 54% of its earnings as dividends and MA pays out 18%.
- As of Nov 8, 2026, BAP's fair-value estimate is 51% above its share price and MA's fair-value estimate is 24% below its share price, so BAP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAP vs MA: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bap-vs-ma
| Metric | BAP | MA |
|---|---|---|
| Forward yield | 4.14% | 0.53% |
| Annual dividend | $14.41 | $3.48 |
| Payout ratio | 54% | 18% |
| Years of growth | 1 yr | 14 yr |
| 5-yr dividend growth | 4.6% | 13.7% |
| 5-yr total return | 195% | 107% |
| Dividend safety score | 58 (C) | 89 (A) |
| Fair value estimate | $524.85 | $499.25 |
| Upside to fair value | +51% | -24% |
| Frequency | semiannual | quarterly |
| Market cap | $27.6B | $568.6B |
| P/E ratio | 13.1 | 34.2 |
Higher yield
BAP
4.14%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BAP
+51% upside
BAP vs MA — FAQ
Is BAP or MA a better dividend stock?
BAP and MA are closely matched. BAP has the higher yield; MA scores better on safety.
Which has a higher dividend yield, BAP or MA?
BAP has the higher forward dividend yield at 4.14%, versus 0.53% for MA.
Is BAP or MA safer?
MA has the higher dividend-safety score (89/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is BAP or MA better value right now?
As of Nov 8, 2026, BAP looks like the better value: its fair-value estimate is 51% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.