SmarterDividends

BAP vs V: Which Is the Better Dividend Stock?

As of Nov 8, 2026, BAP and V are closely matched. BAP offers the higher yield at 4.14%, V has the higher dividend-safety score, and BAP looks like the better value (its fair-value estimate is 51% above its share price).

Key facts: BAP vs V

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, Credicorp Ltd. (BAP) has the higher forward dividend yield at 4.14%, versus 0.74% for Visa Inc. (V).
  • As of Nov 8, 2026, SmarterDividends grades BAP's dividend safety C (58/100) and V's A (93/100).
  • By SmarterDividends' count as of Nov 8, 2026, BAP has raised its dividend for 1 consecutive years and V for 17.
  • As of Nov 8, 2026, BAP pays out 54% of its earnings as dividends and V pays out 22%.
  • As of Nov 8, 2026, BAP's fair-value estimate is 51% above its share price and V's fair-value estimate is 24% below its share price, so BAP looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAP vs V: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bap-vs-v

MetricBAPV
Forward yield4.14%0.74%
Annual dividend$14.41$3.12
Payout ratio54%22%
Years of growth1 yr17 yr
5-yr dividend growth4.6%14.9%
5-yr total return195%118%
Dividend safety score58 (C)93 (A)
Fair value estimate$524.85$321.86
Upside to fair value+51%-24%
Frequencysemiannualquarterly
Market cap$27.6B$788.6B
P/E ratio13.134.3

Higher yield

BAP

4.14%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

BAP

+51% upside

BAP vs V — FAQ

Is BAP or V a better dividend stock?

BAP and V are closely matched. BAP has the higher yield; V scores better on safety.

Which has a higher dividend yield, BAP or V?

BAP has the higher forward dividend yield at 4.14%, versus 0.74% for V.

Is BAP or V safer?

V has the higher dividend-safety score (93/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.

Is BAP or V better value right now?

As of Nov 8, 2026, BAP looks like the better value: its fair-value estimate is 51% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.