HBCYF vs PFL: Which Is the Better Dividend Stock?
As of Nov 13, 2026, HBCYF and PFL are closely matched. PFL offers the higher yield at 14.51%, HBCYF has the higher dividend-safety score, and PFL looks like the better value (its fair-value estimate is 59% above its share price).
Key facts: HBCYF vs PFL
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, PIMCO Income Strategy Fund (PFL) has the higher forward dividend yield at 14.51%, versus 2.24% for HSBC Holdings plc (HBCYF).
- As of Nov 13, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and PFL's C (53/100).
- As of Nov 13, 2026, HBCYF pays out 54% of its earnings as dividends and PFL pays out 163%.
- As of Nov 13, 2026, HBCYF's fair-value estimate is 37% above its share price and PFL's fair-value estimate is 59% above its share price, so PFL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs PFL: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/hbcyf-vs-pfl
| Metric | HBCYF | PFL |
|---|---|---|
| Forward yield | 2.24% | 14.51% |
| Annual dividend | $0.40 | $0.98 |
| Payout ratio | 54% | 163% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | -2.1% |
| 5-yr total return | 214% | -35% |
| Dividend safety score | 56 (C) | 53 (C) |
| Fair value estimate | $24.43 | $10.73 |
| Upside to fair value | +37% | +59% |
| Frequency | quarterly | monthly |
| Market cap | $305.3B | $338.7M |
| P/E ratio | 11.8 | 11.2 |
Higher yield
PFL
14.51%
Safer dividend
HBCYF
Grade C
Faster growth
PFL
-2.1%
Better value
PFL
+59% upside
HBCYF vs PFL — FAQ
Is HBCYF or PFL a better dividend stock?
HBCYF and PFL are closely matched. PFL has the higher yield; HBCYF scores better on safety.
Which has a higher dividend yield, HBCYF or PFL?
PFL has the higher forward dividend yield at 14.51%, versus 2.24% for HBCYF.
Is HBCYF or PFL safer?
HBCYF has the higher dividend-safety score (56/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or PFL better value right now?
As of Nov 13, 2026, PFL looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For HBCYF, its fair-value estimate is 37% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.