HBCYF vs SMFG: Which Is the Better Dividend Stock?
As of Nov 8, 2026, SMFG (Sumitomo Mitsui Financial Group, Inc.) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. SMFG offers the higher yield at 2.54%, HBCYF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: HBCYF vs SMFG
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Sumitomo Mitsui Financial Group, Inc. (SMFG) has the higher forward dividend yield at 2.54%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, HBCYF pays out 54% of its earnings as dividends and SMFG pays out 34%.
- As of Nov 8, 2026, HBCYF's fair-value estimate is 40% above its share price and SMFG's fair-value estimate is 10% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs SMFG: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/hbcyf-vs-smfg
| Metric | HBCYF | SMFG |
|---|---|---|
| Forward yield | 2.29% | 2.54% |
| Annual dividend | $0.40 | $0.59 |
| Payout ratio | 54% | 34% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | — | — |
| 5-yr total return | 214% | 311% |
| Dividend safety score | 56 (C) | — |
| Fair value estimate | $24.43 | $25.71 |
| Upside to fair value | +40% | +10% |
| Frequency | quarterly | semiannual |
| Market cap | $298.7B | $146.2B |
| P/E ratio | 11.4 | 13.5 |
Higher yield
SMFG
2.54%
Safer dividend
HBCYF
Grade C
Faster growth
HBCYF
—
Better value
HBCYF
+40% upside
HBCYF vs SMFG — FAQ
Is HBCYF or SMFG a better dividend stock?
On the data, SMFG wins more head-to-head categories (5 vs 1). SMFG offers the higher yield (2.54%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or SMFG?
SMFG has the higher forward dividend yield at 2.54%, versus 2.29% for HBCYF.
Is HBCYF or SMFG safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is HBCYF or SMFG better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For SMFG, its fair-value estimate is 10% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.