SmarterDividends

MA vs SMFG: Which Is the Better Dividend Stock?

As of Nov 8, 2026, MA and SMFG are closely matched. SMFG offers the higher yield at 2.54%, MA has the higher dividend-safety score, and SMFG looks like the better value (its fair-value estimate is 10% above its share price).

Key facts: MA vs SMFG

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, Sumitomo Mitsui Financial Group, Inc. (SMFG) has the higher forward dividend yield at 2.54%, versus 0.53% for Mastercard Incorporated (MA).
  • By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and SMFG for 1.
  • As of Nov 8, 2026, MA pays out 18% of its earnings as dividends and SMFG pays out 34%.
  • As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and SMFG's fair-value estimate is 10% above its share price, so SMFG looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MA vs SMFG: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-smfg

MetricMASMFG
Forward yield0.53%2.54%
Annual dividend$3.48$0.59
Payout ratio18%34%
Years of growth14 yr1 yr
5-yr dividend growth13.7%—
5-yr total return107%311%
Dividend safety score89 (A)—
Fair value estimate$499.25$25.71
Upside to fair value-24%+10%
Frequencyquarterlysemiannual
Market cap$568.6B$146.2B
P/E ratio34.213.5

Higher yield

SMFG

2.54%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

SMFG

+10% upside

MA vs SMFG — FAQ

Is MA or SMFG a better dividend stock?

MA and SMFG are closely matched. SMFG has the higher yield; MA scores better on safety.

Which has a higher dividend yield, MA or SMFG?

SMFG has the higher forward dividend yield at 2.54%, versus 0.53% for MA.

Is MA or SMFG safer?

Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.

Is MA or SMFG better value right now?

As of Nov 8, 2026, SMFG looks like the better value: its fair-value estimate is 10% above its share price (fairly valued). For MA, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.