HSBC vs VLYPP: Which Is the Better Dividend Stock?
As of Oct 31, 2026, VLYPP (Valley National Bancorp) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. VLYPP offers the higher yield at 8.03%, VLYPP has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: HSBC vs VLYPP
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, Valley National Bancorp (VLYPP) has the higher forward dividend yield at 8.03%, versus 4.39% for HSBC Holdings plc (HSBC).
- As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and VLYPP's A (80/100).
- As of Oct 31, 2026, HSBC's fair-value estimate is 75% above its share price and VLYPP's fair-value estimate is 46% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs VLYPP: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-vlypp
| Metric | HSBC | VLYPP |
|---|---|---|
| Forward yield | 4.39% | 8.03% |
| Annual dividend | $3.75 | $2.00 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 3.2% |
| 5-yr total return | 209% | -18% |
| Dividend safety score | 68 (B) | 80 (A) |
| Fair value estimate | $149.54 | $36.46 |
| Upside to fair value | +75% | +46% |
| Frequency | quarterly | quarterly |
| Market cap | $292.1B | — |
| P/E ratio | 11.2 | 22.5 |
Higher yield
VLYPP
8.03%
Safer dividend
VLYPP
Grade A
Faster growth
VLYPP
3.2%
Better value
HSBC
+75% upside
HSBC vs VLYPP — FAQ
Is HSBC or VLYPP a better dividend stock?
On the data, VLYPP wins more head-to-head categories (4 vs 3). VLYPP offers the higher yield (8.03%), while VLYPP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or VLYPP?
VLYPP has the higher forward dividend yield at 8.03%, versus 4.39% for HSBC.
Is HSBC or VLYPP safer?
VLYPP has the higher dividend-safety score (80/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or VLYPP better value right now?
As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For VLYPP, its fair-value estimate is 46% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.