GGAL vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, GGAL and HBCYF are closely matched. GGAL offers the higher yield at 4.80%, HBCYF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: GGAL vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Grupo Financiero Galicia S.A. (GGAL) has the higher forward dividend yield at 4.80%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades GGAL's dividend safety C (53/100) and HBCYF's C (56/100).
- As of Nov 8, 2026, GGAL pays out 294% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, GGAL's fair-value estimate is 11% above its share price and HBCYF's fair-value estimate is 40% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GGAL vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ggal-vs-hbcyf
| Metric | GGAL | HBCYF |
|---|---|---|
| Forward yield | 4.80% | 2.29% |
| Annual dividend | $1.41 | $0.40 |
| Payout ratio | 294% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 11.7% | — |
| 5-yr total return | 239% | 214% |
| Dividend safety score | 53 (C) | 56 (C) |
| Fair value estimate | $32.64 | $24.43 |
| Upside to fair value | +11% | +40% |
| Frequency | monthly | quarterly |
| Market cap | $5.0B | $298.7B |
| P/E ratio | 33.1 | 11.4 |
Higher yield
GGAL
4.80%
Safer dividend
HBCYF
Grade C
Faster growth
GGAL
11.7%
Better value
HBCYF
+40% upside
GGAL vs HBCYF — FAQ
Is GGAL or HBCYF a better dividend stock?
GGAL and HBCYF are closely matched. GGAL has the higher yield; HBCYF scores better on safety.
Which has a higher dividend yield, GGAL or HBCYF?
GGAL has the higher forward dividend yield at 4.80%, versus 2.29% for HBCYF.
Is GGAL or HBCYF safer?
HBCYF has the higher dividend-safety score (56/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.
Is GGAL or HBCYF better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For GGAL, its fair-value estimate is 11% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.