HBCYF vs ING: Which Is the Better Dividend Stock?
As of Nov 6, 2026, HBCYF and ING are closely matched. ING offers the higher yield at 4.05%, HBCYF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 64% above its share price).
Key facts: HBCYF vs ING
Data as of · Source: SmarterDividends data
- As of Nov 6, 2026, ING Groep N.V. (ING) has the higher forward dividend yield at 4.05%, versus 2.26% for HSBC Holdings plc (HBCYF).
- As of Nov 6, 2026, SmarterDividends grades HBCYF's dividend safety C (52/100) and ING's D (49/100).
- As of Nov 6, 2026, HBCYF pays out 54% of its earnings as dividends and ING pays out 48%.
- As of Nov 6, 2026, HBCYF's fair-value estimate is 64% above its share price and ING's fair-value estimate is 50% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs ING: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/hbcyf-vs-ing
| Metric | HBCYF | ING |
|---|---|---|
| Forward yield | 2.26% | 4.05% |
| Annual dividend | $0.40 | $1.32 |
| Payout ratio | 54% | 48% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | — |
| 5-yr total return | 205% | 128% |
| Dividend safety score | 52 (C) | 49 (D) |
| Fair value estimate | $29.13 | $48.79 |
| Upside to fair value | +64% | +50% |
| Frequency | quarterly | quarterly |
| Market cap | $303.2B | $92.7B |
| P/E ratio | 11.8 | 12.0 |
Higher yield
ING
4.05%
Safer dividend
HBCYF
Grade C
Faster growth
HBCYF
—
Better value
HBCYF
+64% upside
HBCYF vs ING — FAQ
Is HBCYF or ING a better dividend stock?
HBCYF and ING are closely matched. ING has the higher yield; HBCYF scores better on safety.
Which has a higher dividend yield, HBCYF or ING?
ING has the higher forward dividend yield at 4.05%, versus 2.26% for HBCYF.
Is HBCYF or ING safer?
HBCYF has the higher dividend-safety score (52/100 vs 49/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or ING better value right now?
As of Nov 6, 2026, HBCYF looks like the better value: its fair-value estimate is 64% above its share price (undervalued). For ING, its fair-value estimate is 50% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.