HBCYF vs WFC: Which Is the Better Dividend Stock?
As of Oct 23, 2026, WFC (Wells Fargo & Company) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 4.10%, WFC has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 53% above its share price).
Key facts: HBCYF vs WFC
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, HSBC Holdings plc (HBCYF) has the higher forward dividend yield at 4.10%, versus 2.41% for Wells Fargo & Company (WFC).
- As of Oct 23, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and WFC's B (74/100).
- By SmarterDividends' count as of Oct 23, 2026, HBCYF has raised its dividend for 0 consecutive years and WFC for 4.
- As of Oct 23, 2026, HBCYF pays out 54% of its earnings as dividends and WFC pays out 26%.
- As of Oct 23, 2026, HBCYF's fair-value estimate is 53% above its share price and WFC's fair-value estimate is 27% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs WFC: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/hbcyf-vs-wfc
| Metric | HBCYF | WFC |
|---|---|---|
| Forward yield | 4.10% | 2.41% |
| Annual dividend | $0.75 | $2.00 |
| Payout ratio | 54% | 26% |
| Years of growth | 0 yr | 4 yr |
| 5-yr dividend growth | — | 6.9% |
| 5-yr total return | 226% | 76% |
| Dividend safety score | 56 (C) | 74 (B) |
| Fair value estimate | $27.73 | $105.62 |
| Upside to fair value | +53% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $309.2B | $249.2B |
| P/E ratio | 13.1 | 11.6 |
Higher yield
HBCYF
4.10%
Safer dividend
WFC
Grade B
Faster growth
WFC
6.9%
Better value
HBCYF
+53% upside
HBCYF vs WFC — FAQ
Is HBCYF or WFC a better dividend stock?
On the data, WFC wins more head-to-head categories (4 vs 3). HBCYF offers the higher yield (4.10%), while WFC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or WFC?
HBCYF has the higher forward dividend yield at 4.10%, versus 2.41% for WFC.
Is HBCYF or WFC safer?
WFC has the higher dividend-safety score (74/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or WFC better value right now?
As of Oct 23, 2026, HBCYF looks like the better value: its fair-value estimate is 53% above its share price (undervalued). For WFC, its fair-value estimate is 27% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.